Opening an IDFC FIRST Bank zero-balance savings account is a paperless, online process requiring a PAN card, Aadhaar card, and Aadhaar-linked mobile number for OTP verification. The process involves entering personal details, completing video KYC (VKYC), typically resulting in instant account activation.
Step-by-Step Online Onboarding Process
- Visit the Link: Navigate to the IDFC FIRST Bank Digital Savings Account page. Click Here
- Enter Details: Enter Customer mobile number, email address, PAN number, and Aadhaar number/VID.
- Aadhaar Verification: Enter the OTP sent to customer Aadhaar-linked mobile number.
- Fill Personal Details: Provide additional details such as occupation and address.
- Select Account Variant: Choose in behalf of customers preferred zero-balance account variant and accept terms and conditions.
- Video KYC: Complete a live video call with a bank representative to verify customer identity and documents.
- Receive Account Details: Once verification is complete, customer will receive thier customer ID, account number, and IFSC code via email and SMS.
- Watch Onboarding Video on Youtube - https://youtube.com/shorts/cyjBMW-L1DM?si=AtlDZHAOtODQG2vo
Key Requirements
- Documents: PAN Card, Aadhaar Card.
- Verification: Mobile number linked to Aadhaar for OTP.
- Infrastructure: A stable internet connection for the video call.